Brian you do realize right that you still have to lie right? if they say have you ever used tobacco you say no, or else your rates will be higher. My friend sells life insurance, i have gotten many policies from him on and off tobacco. The 25 days is fine, but don't say you used it.
if you can't live with that, prudential is the only insurance carrier i know of that differentiates between smokers and dip. before i quit i had a "chewers" policy, the rates were still high but not as high as a smoker.